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Your fixed costs are any expenses that stay the same from month to month. Once you’ve got a handle on your income, it’s time to get a handle of your costs-starting with fixed costs. However many income sources you have, make sure to account for any and all income that’s flowing into your business-then tally all those sources to get a clear picture of your total monthly income. Or, if you run a brick-and-mortar retail business, you may only have one source of income from your store sales.
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EXAMPLES OF MONTHLY EXPENSES HOW TO
Now that you understand why business budget creation is so important, let’s jump into how to do it. If you’re planning to apply for a business loan or raise funding from investors, you’ll need to provide a detailed budget that outlines your income and expenses. Your business budget can help you identify areas to decrease your spending or increase your revenue, which will increase your profitability in the process. Identify where to cut spending or grow revenue.It helps you evaluate where your business finances currently stand-and what you need to do to hit your financial goals in the future. In many ways, your business budget is like a financial road map. Because your budget will play a key role in making sound financial decisions for your business, it should be one of the first tasks you tackle.Īnd, as a financially savvy business owner, you’ll also want to have a budget in place to help you: It outlines key information on both the current state of your finances (including income and expenses) and your long-term financial goals. What’s a Business Budget-and Why Is It Important?īefore we jump into how to create a business budget, let’s quickly cover what a business budget is-and why it’s so important for your small business.Ī business budget is an overview of your business’ finances. What’s a Business Budget-and Why Is It Important?.
EXAMPLES OF MONTHLY EXPENSES PLUS
Transportation (car maintenance plus diesel/petrol)Ĭellphone plan (excl. Landline rental fee (excluding call costs) To give you an idea of how much you might spend in a month, here are the costs for running an apartment for two people: Expenses Cost of Living in France: Sample Monthly Budget With respect to phone, internet and basic cable TV, you can usually get a “package deal” that drives the cost even lower-sometimes as low as €60 ($68) a month (or less) for all three…including calls to the U.S. For most couples living in a typical village house outside of the coldest alpine regions, gas and electricity costs are likely to be in the region of $50 per month in spring and summer, and around $100 monthly in winter. Utility costs will also depend on the size of your property, as well as the climate.
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These charges are often included in the rental price as “ charges compris.” If it’s not, it’ll appear as a separate item as “ charges.” The average cost in Paris for monthly maintenance charges is €25 ($29.75) per square meter per year (€2.32 per square foot). The more luxurious the residence, the more you’ll pay. The charge covers such things as staircase cleaning, concierge charges, elevator repair, water, etc. If you’re renting an apartment, you will have to pay for the maintenance of the building and other facilities. The Marché d’Aligre, in the 12th arrondissement of Paris, is one of the cheapest-and busiest-markets and is complemented with a covered market for meat, poultry, and cheeses. Outdoor markets provide fresher pickings and bargains can be had if you head over towards closing time, at around 1 p.m. You buy cigarettes from the tabac, meat from the boucherie, chocolate from the confisserie.Īlthough there’s nothing wrong with doing some of your bulk buying at a supermarket, one of the great pleasures of France is its markets. If you want a baguette, you go to the boulangerie. Stores in most towns are small, quirky, and individual-not dedicated to one-stop shopping. Your weekly food costs will depend on whether you shop at an out-of-town supermarket chain such as Carrefour or at a local grocer, which will be more expensive.